dating sites for international dating - Consolidating debt for military

But the truth is the debt is still there, as are the habits that caused it—you just moved it!

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Consolidating debt for military libra woman and dating an aquarius man

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But, in almost every case, the lower payment exists because the term gets extended, not because the debt is less.

So if you stay in debt longer, you get a lower payment, but then you pay the lender more.

Your monthly payment on the first loan is $517, and the payment on the second one is $583. The debt consolidation company says they can lower your payment to $640 per month and your interest rate to 9% by negotiating with your creditors and rolling the loans together into one. Who wouldn’t want to pay $460 less per month in payments?

But they don’t tell you that it will now take you six years to pay off the loan.

Truth: Debt consolidation is dangerous because it only treats the symptom.

Debt consolidation is nothing more than a con because you think you're starting with a clean slate.

Even worse, in some cases the interest rate is actually higher, meaning that you’re paying even more in the long term.

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